UK Property Market Poised for Growth as Rates Ease

Forecasts suggest UK house prices could climb by as much as 4% in 2026, supported by declining interest rates and improved lending conditions.

Analysts expect steady growth rather than a rapid surge, reflecting a more balanced housing market.

If prices rise by the upper estimate, the average home would be valued close to £284,000 next year.

Mortgage rates have been falling steadily, making borrowing more affordable for many households.

Regulators are also exploring ways to simplify mortgage rules, offering buyers greater flexibility throughout different stages of life.